An AISymmetric Website
For 87 years, Cornerstone Bank has been the financial partner families and businesses trust. Experience banking that puts your community first.
Whether you're saving for the future, buying your first home, or growing your business, we have the right products to help you succeed.
Free checking with no minimum balance, no monthly fees, and unlimited transactions. Banking made simple.
Grow your money with competitive interest rates. All accounts are FDIC insured for your peace of mind.
Fixed and adjustable rate options with personalized guidance from our experienced local lending team.
Tailored financial solutions for local businesses, from startup accounts to commercial lending and treasury management.
We consistently offer rates that help your money work harder. Check our current rates below, updated daily.
| Product | Rate / APY | Minimum Deposit |
|---|---|---|
|
High-Yield Savings
|
4.25% APY | $0 minimum |
|
12-Month CD
|
5.10% APY | $1,000 minimum |
|
Money Market
|
4.75% APY | $2,500 minimum |
|
30-Year Fixed Mortgage
|
6.25% | Contact for details |
*APY = Annual Percentage Yield. Rates effective as of March 2026. Rates subject to change without notice. Early withdrawal penalties may apply to CDs. Mortgage rates based on creditworthiness and other factors.
Since 1939, Cornerstone Bank has been more than a financial institution. We are your neighbor, your partner, and your biggest supporter. Every dollar deposited here stays here, working to strengthen the community we all call home.
From sponsoring Little League teams to funding college scholarships, we believe that when our community thrives, we all prosper. Our employees volunteer thousands of hours each year, because giving back is not just a policy; it is who we are.
Get InvolvedCommunity values meet modern convenience. Access your accounts, pay bills, and manage your finances from anywhere, anytime.
Full-featured banking in your pocket with biometric login and real-time alerts.
Manage accounts, transfer funds, and view statements from any browser, securely.
Schedule one-time or recurring payments to any biller directly from your account.
Send and receive money instantly with friends, family, and people you trust.
Deposit checks instantly by snapping a photo. No trip to the branch required.
With five convenient locations across the region, friendly, knowledgeable help is never far away.
Your financial security is protected by the highest industry standards and around-the-clock monitoring.
Deposits insured up to $250,000 per depositor by the Federal Deposit Insurance Corporation.
We provide fair and equal lending opportunities to all qualified applicants.
256-bit SSL encryption protects every transaction and communication with our systems.
Advanced monitoring systems protect your accounts around the clock, every day of the year.
Whether you're opening your first account or looking for a banking partner who truly cares, we're here to help. Reach out today and experience the Cornerstone difference.